Investment Best Practices Research - References and Resources Directory
Investment is spending money (capital) with the expectation of profit. More
specifically, investment is the purchase of financial instruments or other
assets so as to gain profitable returns in the form of interest, dividends, or
appreciation of the value of the instrument (capital gains). It is related to
saving or deferring consumption. Investment is involved in many areas of the
economy, such as business management and finance no matter for households,
firms, or governments. An investment involves the choice by an individual or an
organization, such as a pension fund, after some analysis or thought, to place
or lend money in a vehicle, instrument or asset, such as property, commodity,
stock, bond, financial derivatives (e.g. futures or options), or the foreign
asset denominated in foreign currency, that has certain level of risk and
provides the possibility of generating returns over a period of time.
Investment comes with the risk of the loss of the principal sum. The
investment that has not been thoroughly analyzed can be highly risky with
respect to the investment owner because the possibility of losing money is not
within the owner's control. The difference between speculation and investment
can be subtle. It depends on the investment owner's mind whether the purpose is
for lending the resource to someone else for economic purpose or not.
In the case of investment, rather than store the good produced or its money
equivalent, the investor chooses to use that good either to create a durable
consumer or producer good, or to lend the original saved good to another in
exchange for either interest or a share of the profits. In the first case, the
individual creates durable consumer goods, hoping the services from the good
will make his life better. In the second, the individual becomes an entrepreneur
using the resource to produce goods and services for others in the hope of a
profitable sale. The third case describes a lender, and the fourth describes an
investor in a share of the business. In each case, the consumer obtains a
durable asset or investment, and accounts for that asset by recording an
equivalent liability. As time passes, and both prices and interest rates change,
the value of the asset and liability also change.
An asset is usually purchased, or equivalently a deposit is made in a bank,
in hopes of getting a future return or interest from it. The word originates in
the Latin "vestis", meaning garment, and refers to the act of putting things
(money or other claims to resources) into others' pockets.The basic meaning of
the term being an asset held to have some recurring or capital gains. It is an
asset that is expected to give returns without any work on the asset per se. The
term "investment" is used differently in economics and in finance. Economists
refer to a real investment (such as a machine or a house), while financial
economists refer to a financial asset, such as money that is put into a bank or
the market, which may then be used to buy a real asset.
In finance, investment is the commitment of funds by buying securities or
other monetary or paper (financial) assets in the money markets or capital
markets, or in fairly liquid real assets, such as gold or collectibles.
Valuation is the method for assessing whether a potential investment is worth
its price. Returns on investments will follow the risk-return spectrum.
Types of financial investments include shares, other equity investment, and
bonds (including bonds denominated in foreign currencies). These financial
assets are then expected to provide income or positive future cash flows, and
may increase or decrease in value yielding the investor capital gains or losses.
Trades in contingent claims or derivative securities do not necessarily have
future positive expected cash flows, and so are not considered assets, or
strictly speaking, securities or investments. Nevertheless, since their cash
flows are closely related to (or derived from) those of specific securities,
they are often studied as or treated as investments.
Investments are often made indirectly through intermediaries, such as banks,
mutual funds, pension funds, insurance companies, collective investment schemes,
and investment clubs. Though their legal and procedural details differ, an
intermediary generally makes an investment using money from many individuals,
each of whom receives a claim on the intermediary.
Within personal finance, money used to purchase shares, put in a collective
investment scheme or used to buy any asset where there is an element of capital
risk is deemed an investment. Saving within personal finance refers to money put
aside, normally on a regular basis. This distinction is important, as investment
risk can cause a capital loss when an investment is sold, unlike savings where
the more limited risk is cash devaluing due to inflation.
In many instances the terms saving and investment are used interchangeably,
which confuses this distinction. For example many deposit accounts are labeled
as investment accounts by banks for marketing purposes. Whether an asset is a
savings or an investment depends on where the money is invested: if it is cash
then it is savings, if its value can fluctuate then it is investment.
Investment Best Practices Research Papers, News, Interviews,
Articles and Videos
Mergent Online (U.S.
and International Company Data)
Comprehensive company & investment information system. Covers company
financials, executive officer search, SEC filings, company news, company
annual reports, competitor information, equity and corporate bond portraits,
tear sheets, and industry reports.
Mergent's Handbook of Common Stocks
(Langsam Library--Latest in Reference (Print) --
link to Library
Quick and easy access to key financial statistics on approximately 900 New
York Stock Exchange-listed issues. Updated quarterly, presents market data,
performance ratios, stock prices, and dividend information of recent
quarterly results as well as future prospects in succinct one-page profiles.
Filled with the latest available facts and figures.
Med Jones Investment Conference
Geneva -Wealth Management Keynote Speech
Morningstar Research Center
Performance statistics, written fund analyses, and analytical tools
of over 2,000 funds. Graphing of funds over a period of time is fairly easy.
Searching the entire database for funds that meet your specifications is
also possible. The standard Morningstar analytical tools, star ratings,
investment style-box coordinates, and potential capital gain exposure are
part of the service.
Investopedia 2500 Investment terms and also articles on "how to
Med Jones Investment News
EU | (EU | Slovakia)
Standard and Poor's
Profiles of public companies including: company
background, stock and bond descriptions, balance sheet and earnings
information, officers/directors, capital expenditures, and subsidiaries.
Investment Best Practices Workshop and Wall Street Pitfalls -
and Poor's Credit Week Focus
Offers a comprehensive view of the global credit markets, providing credit
rating news and analysis. This feature is updated weekly.
Med Jones Investment Global Outlook 2011 - Interview with CEO Quarterly
Standard and Poor's
The S&P Industry Surveys, present individual reports on
approximately 60 industries. the reports include data and analysis current
environment, industry trends, how the industry operates, key industry ratios
and statistics, and comparative company analysis within the industry.
Med Jones Investment Outlook 2011 Global Investment Strategy - Interview
with Daily Tribune
Middle East Analysis 2011 -
Interview with Daily Tribune
Standard and Poor's
S&P Outlook Is a weekly investment advisory service that
presents stock market analysis and specific buy/hold/sell recommendations on
more than 1000 stocks and offers research on industries and the economy.
- Med Jones Investment
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Standard and Poor's
Covers 4,000 publicly traded companies listed on the New
York, American, NASDAQ and regional stock exchanges. Stock Reports include
S&P 's price-volume chart, statistical measures, and fundamental analytics.
Analysts consensus estimates and projections, industry outlook, and the
latest news on the company are also included in the reports.
Med Jones Investment Lessons from the Global Economic Crisis (CEO Quarterly
Thomson One Banker is a financial database that covers US and
International Companies and provides profiles, current and historical data
including, financials (reports and charts), SEC filings (with search
capabilities), stock prices, estimates, ownerships, wall street research,
deals, company and peer ratios.
Investment Strategy - GCC Currency - Interview with Daily Tribune
ranks over 600 convertibles for potential risk and return,
showing you which convertibles make the best buys, and which ones should
probably be sold. Approximately 80 warrants are also followed and evaluated.
Although convertibles are relatively low in risk, warrants, which are like
options, are very risky; they offer greater profits, but their values can
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Exchange Traded Funds (ETFs)
This service has an ETF Expected Relative Return Rating
System. Starting with the list of stocks in each ETF, the raw score forecast
for each stock's expected relative performance is weighted by that stock's
market capitalization and then summed to arrive at a capitalization weighted
average forecast for the ETF as a whole. These forecasts are scaled to
numbers ranging from a possible +50 (Highest Expected Relative Return) to
-50(Lowest). A rating of 0 (zero) corresponds to an expected return
comparable to the markets.
Webster's New World Finance and Investment Dictionary. (On CREDO
You can search or look up your term alphabetically in this online
dictionary. From fixed income to financial futures, from bankruptcy and
restructuring to venture capital, Webster’s New World Finance and Investment
Dictionary gives you quick-access to definitions.
Med Jones Investment Conference in Switzerland (EU | Germany)
Encyclopedia of Finance (Cheng-Few Lee and Alice C. Lee, editors)
Includes finance terminology and
short essays. Includes also some finance papers.
- Med Jones at
Internovosti News Agency Russia (Russia)
- Foreign Exchange Newsletter (EU | Germany)
Med Jones at eBroker (EU - Hungary)
Encyclopedia of Alternative Investments.
(Langsam Library Latest Reference (Print) --
link to Library Catalog) Provides 545 entries that focus on hedge funds,
funds of hedge funds, managed futures, commodities, and venture capital.
Offers in-depth definitions for each entry and includes contributions from
international experts in a variety of financial areas. Lists numerous tables
and figures as well as academic references for the entries
International Encyclopedia of Technical
Analysis. (Langsam Library Latest Reference (Print) --link
to Library Catalog)
Wall Street Words
Also in: (Langsam Library Latest Reference (Print) --
link to Library